About the role#
The Commercial Summer Internship Program provides exposure to commercial banking business lines through project-based assignments and mentorship. You will join the Oil and Gas vertical within the Corporate Banking portfolio management team for a 10-week period. This is a full-time, paid, on-site role based in Houston, Texas.
What you'll do#
- Write summaries of industry and market environments.
- Analyze potential customers, including sponsor assessments and borrower operating history.
- Assess repayment capacity and identify potential credit risks or policy exceptions.
- Prepare profitability, risk, and facility rating models.
- Conduct financial statement and projection analysis for commercial borrowers.
- Participate in the underwriting process.
- Communicate with Portfolio Managers and Relationship Managers regarding financial reporting and account management.
What you'll need#
- Current enrollment in an undergraduate or graduate program with a graduation date between Winter 2027 and Spring 2028.
- Minimum cumulative GPA of 3.2, with 3.5 preferred. Please include this on your resume.
- Coursework or experience in Finance, Accounting, or Economics.
- Proficiency in MS Office, specifically Word, Excel, and PowerPoint.
- Strong analytical skills.
- Completion of a video interview assessment within 4 days of receipt.
- Current U.S. residency and permanent authorization to work in the U.S. without sponsorship.
Location & details#
- Location: Houston, Texas.
- Term: Summer 2027 (June 1, 2027 start).
- Modality: On-site.
About Citizens
Citizens is a financial services firm based in Providence, Rhode Island. It offers products including mortgage, student lending, and commercial banking. The company operates as a public organization with over 10,000 employees. It provides banking services to individual and commercial clients.
How to get in at Citizens
Applying early to Citizens provides a clear advantage because recruiters often review candidates before the applicant pool becomes unmanageable. Intern Insider sends an instant alert the moment a role matching your target is published, helping you apply among the first. This timing ensures your application is seen before the pile grows. You can also improve your odds by reaching out to the people managing the hiring process. Intern Insider surfaces the recruiters behind the company roles, allowing you to connect directly to ask about the position or a potential referral. This direct approach often leads to better response rates than submitting your resume into a general queue.
