About the role#
The Enterprise Credit Risk team provides independent oversight for all lending activities at Navy Federal Credit Union. As a Summer Associate, you will join the Credit Risk Analytics, Modeling, and Monitoring team. You will work on projects involving data extraction, manipulation, visualization, and decision science analytics. This 12-week program includes formal training in credit risk management to help you contribute to our consumer lending products, including auto, credit card, and real estate loans.
What you'll do#
- Analyze historical loan performance data, financial statements, and alternative data sources to provide insights.
- Conduct research on wholesale credit and counterparty risk, including evaluating debt issuers and vendors.
- Examine annual reports, financial metrics, and industry trends to assess creditworthiness.
- Assist in developing challenger loss forecasting models and tracking performance metrics.
- Evaluate how changes in the economic, regulatory, and competitive environment impact credit risk.
- Perform root-cause analyses to identify key performance drivers.
- Create and maintain reports to track credit risk indicators and financial performance.
- Collaborate with cross-functional teams to support risk analysis for product and operational strategies.
- Prepare reports for senior management and present findings to senior analysts.
What you'll need#
- Current enrollment in a bachelor's or graduate degree program with a quantitative focus, such as Computer Science, Data Science, Mathematics, Statistics, Business Administration, Finance, or Economics.
- An anticipated graduation date of December 2027 or later.
- Experience with research, analysis, and data manipulation.
- Proficiency with data and analytic tools like Excel, SQL, Tableau, PowerBI, SAS, Python, or R.
- Ability to work with large datasets and communicate analytical stories effectively.
- Strong strategic, critical, and analytical thinking skills.
- Ability to work independently and think creatively.
- Basic knowledge of financial services is a plus.
Location & details#
- Location: 820 Follin Lane, Vienna, VA.
- Term: Summer 2027 (May to August).
- Work Modality: On-site.
- Schedule: Monday to Friday, 8:00 AM to 4:30 PM ET.
About Navy Federal Credit Union
Navy Federal Credit Union is a nonprofit financial institution founded in 1933. It serves the Armed Forces, Department of Defense, veterans, and their families. With over 15 million members and more than 25,000 employees, it operates as the largest credit union in the world. The organization maintains its headquarters in Vienna, Virginia, alongside additional campuses in Florida, California, and Virginia.
How to get in at Navy Federal Credit Union
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